Privacy & Cookie Policy

Last Updated: January 21, 2026

Welcome to my digital home. Just as I value intentionality and trust in our community, I value the privacy of your personal data. This policy explains how I collect, use, and protect your information when you visit my website, engage with my content, or purchase my digital products.

1. Introduction: What are Cookies?

To provide you with the most seamless and inspiring experience, this website uses "cookies"—small text files placed on your device. Some are essential for the site to function, while others help me understand what content resonates with you, allowing me to curate a better experience.

2. The Data Controller

The person responsible for your data (the "Controller") is:

Ruth V Carpenter

Zurich, Switzerland

Email: [email protected]

3. The Information I Collect

I collect information you provide directly to me, such as:

• Contact Data: Your name and email address when you sign up for my newsletter or download the 'Journal Your Way Through Change' guide.
• Transaction Data: Details about products you purchase via Kajabi. (Note: I do not see or store your credit card details; these are handled by the payment processor).
• Usage Data: Information about how you use my website, collected via cookies.

4. How I Use Cookies

I use cookies for the following purposes:

5. Third-Party Services

To run this lifestyle hub effectively, I use trusted third-party providers:

• Kajabi: My website host and my digital storefront for courses and templates.
• Google Analytics: To understand site traffic.
• Meta (Instagram): For social media integration.

These providers may place their own cookies. I encourage you to check their respective privacy policies for more detail.

6. Your Choices: Controlling Your Data

You are in the driver's seat.

• Cookie Preference Center: When you first visit, a "Cookie Banner" will appear. You can choose to accept all or only necessary cookies.
• Browser Settings: You can set your browser to refuse all or some cookies.
• Withdrawing Consent: You can change your mind at any time by clicking the "Cookie Settings" link at the bottom of any page on this site.

7. Data Sharing & International Transfers

I never sell your data. It is only shared with the service providers mentioned above to help me deliver my content and products. Because I am based in Switzerland and use global platforms (like Kajabi and Google), your data may be processed in the US or the EU. I ensure these transfers are protected by standard contractual clauses or similar legal safeguards.

8. Data Retention

I keep your information only as long as necessary.

• If you are a newsletter subscriber, I keep your data until you choose to unsubscribe.
• Transaction data is kept for as long as required by Swiss tax and commercial laws.

9. Your Rights

Under the nFADP and GDPR, you have the right to:

• Access: Ask for a copy of the data I hold about you.
• Correction: Request that I fix any incorrect information.
• Deletion: Ask me to delete your data (the "Right to be Forgotten").
• Portability: Request a transfer of your data to another service.

To exercise any of these rights, please contact me at [email protected].

A Final Note on Transparency

I believe that a flourishing life is built on honesty. If I ever make significant changes to how I handle your data, I will notify you here or via my newsletter.